OpenClaw

Hermes

Ajna is a new protocol for transparent, permissionless lending and borrowing.

Innovative Design

Ajna protocol operates without token whitelists, allowing users to permissionlessly lend and borrow.

Truly Decentralized

Ajna supports both fungible and non-fungible (NFT) assets as collateral, and anyone can create a lending market.

Interoperability

In addition to rigorous testing of our own, Ajna has code audits from industry leading agencies with verified reports.

Verified Audits

A new mechanism that allows for ecosystem participants to deploy a communal treasury into the public on a quarterly basis.

Grant Coordination

Ajna is fully automated. Once it's launched, the team will move on and cease to update or maintain the protocol.

Universal

Borrow & lend against your entire portfolio

About

About Ajna Protocol

AJNA LABS WAS Founded in 2021 by a globally distributed team of DECENTRALIZED FINANCE experts

The Ajna protocol facilitates peer-to-peer secured loans without governance and without external price feeds.

Current lending and borrowing protocols which utilize smart contracts require active governance to set rates and to update contracts, and can rely on external price feeds. Because the pricing of collateral and parameterization of loans are left to subjective decision making through governance rather than market forces, these protocols carry both solvency and liquidity risk. Governance and maintenance overhead create barriers to entry in the market for lending and borrowing of on-chain assets. Ajna solves these problems with its unique design.

ajna-skills groups its command surface into inspect, prepare, and execute flows. Read SKILL.md for full inputs, constraints, and examples.

Run reviewed prepared payloads under your runtime's execution policy.

Execute

Read Ajna pools, buckets, and positions before making any decision.

Inspect

Build normalized Ajna payloads for lend, borrow, approvals, and pool creation without sending a transaction.

Prepare

What the package includes

Add ajna-skills to your runtime, then let your agent inspect pools and prepare Ajna actions from a single skill.

Give your agent Ajna pool context and actions in one command.

Run one command to add ajna-skills to a supported runtime.

Install command

Direct SKILL.md URL

Or point your agent at SKILL.md directly when you want it to read the skill without installing first.

Add the skill

The repo includes an unsupported-action path behind an explicit environment gate. Leave it out of normal flows.

Advanced escape hatch

Use the Ajna Skills repo for commands and Ajna docs for protocol details. Runtime docs and UIs are separate surfaces.

Skill repo

Key references

Canonical Ajna docs

Runtime docs

Use the repo and canonical docs

Important note

Ajna UIs

Ajnafi.com offers the full Ajna experience in all its glory. Deploy a permissionless pool for almost any ERC20 or NFT or borrow/lend into existing pools. Maximum freedom for power users and DeFi natives. Site built by MOM.

Arb Capital offers curated vault access in the Ajna ecosystem and a dedicated interface for accessing the protocol directly.

You can access the Ajna Protocol through the front ends below. Please note these apps are built and maintained by third parties. Be sure to check back from time to time as new partners and integrators build on Ajna. 

Use Ajna

BRAND guide + brand kit for marketing partners

Brand

Interact with the community and help shape the future of decentralized finance. Thanks any questions or issues please let us know.

Contact

Whitepaper

Documentation

Explained

Ajna Protocol

Ajna SDK

Ajna

Read our -Explain it to me like I am 5-

Eli5

Name

Ajna's protocol is a non-custodial, peer-to-peer, permissionless lending, borrowing and trading system that requires <strong>no governance</strong> or <strong>external price feeds</strong> to function. The protocol consists of pools with lenders and borrowers.